Team

Proven Track Record. Now Rebuilt with AI and Modern Technology for 2026.

Fabiola Franco C.

Founder & CEO

Founder & CEO, SaludCompartida: built the binational health service end to end — registration, recurring billing, WhatsApp activation in Mexico, telemedicine, pharmacy and Lupita calls — for $12,823

25 years in insurance and health: Citibank → ALICO → ACE → Chubb → AIG, where she led Accident & Health and Partnership Distribution for Latin America as P&L owner

Distribution: 30+ partners built across 8 countries

Brazil 2019: scaled a near-identical health subscription to 600,000 users in 6 months through a telco partnership

MBA · applied neuroscience and consumer psychology to the conversational design of Lupita, our AI companion

Citibank
ALICO · MetLife
CHUBB
AIG

Thomas Hayden

Partner & Vice President

Legal and Finance: owns the financial model, the books and the legal structure of SaludCompartida

40+ years as a global actuary in Accident & Health and Life

AIG and Chubb: former senior actuarial roles

Pricing, reserving and risk modeling for health subscription products across multiple jurisdictions

Actuarial-grade precision: validates every assumption in the model, including the persistency survival curve methodology

"Built Once. Proven at Scale. Now Reimagined with AI."

Experience meets innovation in 2026