SaludCompartida
Distribution Partner One-Pager · September 2026
PARTNER BRIEF
Audience note: this document is written for distribution partners — throughout,
“you” means the remittance operator, bank or telco. Partners earn a commission per subscription;
they do not receive equity. Investors: see the Investor One-Pager.
The health spend already travels on your rails.
You just don’t earn anything from it — yet.
16.7% of every remittance your customers send is spent on out-of-pocket health in Mexico
(Mexican Migration Project, cited in Springer 2024) — about $71 of every average remittance,
on an average of $426 per transfer (Banco de México, July 2026). The industry pays electricity and
water bills across the border. Nobody ever built health. SaludCompartida did — and it attaches
to your flow, not against it.
$10.3B
TAM · annual health spend inside U.S.→MX remittances
$6.8B
SAM · the ambulatory slice we serve — consultations, pharmacy, tests
600K
Users in 6 months in Brazil (2019), same model through a telco partner — the founder’s prior build
Remittance operators
Neobanks & banks serving migrants
Telcos · prepaid & postpaid
Payroll / Earned Wage Access (EWA) platforms
What the partnership is
A healthcare subscription your customer adds where they already pay: $14.99–$22/month, offered
inside your app or flow. Their family in Mexico receives telemedicine, pharmacy discounts, labs,
therapy — and Lupita, a proactive AI companion who calls in their Spanish. You distribute.
We operate everything else: licensed provider networks, service delivery, activation by WhatsApp,
customer support, and the AI layer.
What you earn — beyond the commission
A recurring revenue share on every active subscription, every month, for the life of the
subscriber — terms agreed per corridor. And the strategic prize: retention of your core
product. A sender whose family’s doctor, pharmacy and Lupita ride on your rail does not
switch apps for a 50-cent fee difference. Health is the stickiest thing you can attach to a remittance.
Illustrative only — attach rate on 100,000 active senders
| Attach rate | Active subscriptions | Annual subscription volume | Your revenue |
|---|
| 2% | 2,000 | $360K | Recurring share
on every month,
life of subscriber |
| 5% | 5,000 | $899K |
| 10% | 10,000 | $1.80M |
Illustrative example at $14.99/mo, not a projection or a forecast of partner results. The attach rates shown are
hypothetical scenarios; actual terms and targets are agreed per corridor.
Zero capex for the partner: no medical network to build, no health licenses to hold, no service operation to run.
Where we are today
End to end
Registration, recurring billing, WhatsApp activation in Mexico, telemedicine, pharmacy and companion calls run as one flow
Pre-revenue
101 subscribers followed for three months · looking for the first pilot corridor
600K
Users in 6 months in Brazil (2019) through a telco partnership — same model, same founder
Built
Partner portal & API environment already developed
Integration — weeks, not quarters
1
Placement
The offer appears in your send flow, app or agent screen — your brand next to ours, or white-label.
2
API attach
One integration: subscription created at the point of send. We already run API integrations with providers and payments.
3
WhatsApp activation
The family in Mexico is onboarded by WhatsApp — no exam, no forms, no friction. Lupita makes the first call.
4
Recurring share
You see attach, active base and your share in a partner dashboard. We handle service, support and retention.
Your regulatory position does not change. You remain a financial intermediary under your existing
licenses (BSA/FinCEN, CFPB Remittance Rule, Banco de México rules where applicable). SaludCompartida —
Tech Solution Services FVR LLC, a Florida company — is the service provider; care is delivered by
licensed local networks in Mexico that carry clinical liability. No health
regulation, no medical liability, and no clinical data ever touch the partner. Full legal memorandum available on request.
One pilot corridor is enough to see it work. Terms, integration docs and the data room are available on request.
ffranco@saludcompartida.com · +1 305 522 7150 · saludcompartida.com/investors